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    Logan University
   
 
  Oct 23, 2017
 
 
    
2013-2014 Academic Catalog [ARCHIVED CATALOG]

Financial Policies & Procedures



Financial Policy

All charges, including tuition and special fees, are subject to change without prior notice and due and payable in advance in U.S. dollars in accordance with the payment schedule presented in this Academic Catalog. Delayed payment is subject to a service charge.

Tuition and Fees

Logan reserves the right to alter the following schedule of charges without notice.

Doctor of Chiropractic Degree Program

Application Fee for Doctor of Chiropractic Degree (non-refundable) payable with application $50
Transfer Application Fee (non-refundable) $50
Tuition Deposit (non-refundable, applied to tuition) $300
Trimester Flat Rate Tuition (16-35 cr hrs) * $9,325

Overload/Underload (per cr hrs)

$590
Examination Fee for Advance Standing Credit $100
Proficiency Estimation Fee $100
Activity Fee (each trimester) $50
Technology Fee (each trimester) $80
Late Registration Fee $25
Late Payment Fee $100
Grade Change (applies to “I” or when a final exam or other work is made up) $25
Transcripts $5
I.D. Replacement $15
Parking Fee (each trimester) $10
Graduation Fee (paid $25 each trimester) $250
Clinic Entrance Fee (5th & 8th Trimesters) $85
Business Capstone Services Fee ($75 in Tri 9 and $75 in Tri 10) $150

* Students enrolled in 10 consecutive trimesters would average $299 per credit hour at the current flat-rate tuition.

Master of Science Degree Programs

Tuition Deposit (non-refundable, applied to tuition) $300
Application Fee (non-refundable) $50
Tuition per credit hour $425
Parking Fee (each trimester) $10
Activity Fee (each trimester) $50
Technology Fee (each trimester) $80
Comprehensive Examination Fee (per each registration) $100
Examination Fee for Advance Standing Credit $100
Proficiency Examination Fee $100
Graduation Fee $50

Undergraduate Coursework (Including Accelerated Science Coursework)

Application Fee (non-refundable)  $50
Tuition Deposit (non-refundable, applied to tuition)  $50
Tuition per credit hour  $200
Grade Change (applies to “I” or when final exam or other work is made up)  $25
Transcripts  $5
I.D. Replacement  $15
Parking Fee (each trimester)  $10
Activity Fee (each trimester)  $50
Technology Fee (each trimester)  $80
Late Registration Fee  $25
Late Payment Fee  $100
Graduation Fee  $50

Late Fees

  1. A $25 late registration fee will be assessed on students who do not return their registration form by the designated due date. Exceptions to this may be made by the Office of the Vice President of Academic Affairs.
  2. A $100 late tuition payment fee will be assessed on students who pass an established deadline without paying tuition and do not have a loan in process. This fee may also be assessed when the student has utilized all of the loans available and still has an unpaid balance.

Health Center Fee

The Health Center fee covers incidental expenses incurred by students during the six trimesters of Health Center internships. The fee covers such items as professional cards, malpractice insurance, Health Center manual, ID badges, etc. The fee is paid twice: once at the beginning of Trimester 5 and again at the beginning of Trimester 8.

Business Capstone Service Fees

Each student enrolled in the Business Management Capstone courses is charged a fee that covers Fast Trac course materials and access to the resources of the Small Business Development Center (SBDC). The courses and materials are presented in conjunction with the St. Louis chapter of the SBDC. The total fee is $150 is paid in two installments - $75 in Trimester 9 and $75 in Trimester 10.

Academic Load and Tuition Calculation

Students seeking financial aid are advised to contact the Office of Financial Aid to determine eligibility.

In the Doctor of Chiropractic Degree Program, a full-time student is defined as a registered student who is enrolled in 12 or more credit hours.  A part-time student is defined as a registered student who is enrolled in less than 12 credit hours.

In the Doctor of Chiropractic Degree Program, students are charged a flat tuition rate if enrolled in 16-35 credit hours in a trimester. Students taking fewer than 16 credit hours are charged the per credit hour charge for the number of credit hours enrolled, and students enrolled in excess of 35 credit hours are charged the per credit hour tuition for all hours over 35. Please see the preceding Tuition and Fee schedule for appropriate costs.

In the master’s degree programs, a full-time student is defined as a registered student who is enrolled in nine or more credit hours, and a part-time student is defined as a registered student who is enrolled in less than nine credit hours. Cost of tuition is charged per credit hour enrolled. Please see the preceding Tuition and Fee schedule for appropriate costs.

 In the Bachelor of Science Degree Programs, a full-time student is defined as a registered student who is enrolled in 12 or more credit hours, and a part-time student is defined as a registered student who is enrolled in less than 12 credit hours. Cost of tuition is charged per credit hour enrolled. Please see the preceding Tuition and Fee schedule for appropriate costs.

Payment of Tuition and Fees: All Students

Trimester tuition and fees are due in advance of the beginning of the trimester. A student’s name will not be added to class rolls unless registration is valid. Enrollment is validated when all tuition and fees have been paid and no outstanding indebtedness to Logan exists. Students are not admitted to classes without a validated registration, an approved schedule and evidence of an approved loan in process or payment in full.

The privileges of attending Logan are available to currently enrolled students who have met all the above guidelines.

Policy on Tuition Increase

The Board of Trustees and Logan Administration reserve the right to make changes in policy, admission requirements, and tuition and fees without notice or liability.

Financial Responsibility

All indebtedness to Logan must be cleared promptly. Student account balances that are past due result in encumbrances to future registration, issuance of transcripts, and conferral of degrees. No refund or reduction is allowed for absences.

Service Charge

There will be a charge of $10 for any check submitted to Logan that is not honored by a bank. In such cases, all subsequent payments to Logan must be in the form of a certified check or money order. In addition, the student will be required to pay the $100 late payment fee.

Special Courses

Special course tuition and fees are not refundable.

Refunds: All Students

For students that are withdrawing from Logan, a program, or as a result of a dismissal, tuition paid in advance is refunded in accordance with the Federal pro rata schedule. Up through the 60 percent point in each enrollment period, the pro rata schedule is used to determine tuition refunds. The pro rata schedule is the percentage of the period of enrollment completed.

Total calendar days completed in the enrollment period
———————————— = % completed or earned
Total calendar days (in the enrollment period)
100 - % earned = % unearned

The resulting amount will be returned to the federal aid programs in the following order:

  • Unsubsidized Stafford
  • Subsidized Stafford
  • PLUS
  • Perkins
  • Pell Grant
  • SEOG Grant

After the 60 percent point in the enrollment period, 100 percent tuition has been earned and there is no refund of federal aid. When a leave of absence is granted for a limited time during one of the regular sessions, refunds are not permitted.

A student dismissed or suspended from Logan for unprofessional behavior will be administratively withdrawn and subject to the Federal withdrawal calculation for return of funds.

A refund of the unused portion of tuition and fees will be made to veterans as required by the Veteran’s Administration.

Refund – Reduction in Course Load

Doctor of Chiropractic: If a student reduces his/her course load the reduction represents a change in enrollment status, not a withdrawal. Reductions in course load that reduce credits to 15 or less thru Friday of the second week of the trimester will receive a 100 percent refund of the tuition based on the credits dropped below the 16 credit minimum for flat rate tuition. After the Friday of the second week, no refund will be given.

Master of Science: If a student reduces his/her course load the reduction represents a change in enrollment status, not a withdrawal. Reductions in course load thru Friday of the second week of the trimester will receive a 100 percent refund of the tuition based on the credits dropped. After the Friday of the second week, no refund will be given.

Bachelor of Science/Accelerated Science Program: If a student reduces his/her course load the reduction represents a change in enrollment status, not a withdrawal. Reductions in course load thru Friday of the first week of the trimester/session will receive a 100 percent refund of the tuition based on the credits dropped. After the first Friday, no refund will be given. 15-week undergraduate courses have thru the Friday of the second week.

Financial Aid

General Statement

Financial aid is available in the form of scholarships, grants, loans and employment. Logan participates in the Federal Pell Grant, Supplemental Educational Opportunity Grant, Federal Work-Study, Perkins Loan, Stafford Student Loan, GI Yellow Ribbon Program and various state grant programs, including the Missouri Grant Program.

All financial aid programs require students to be in good academic standing and making satisfactory progress toward the completion of their degree. Additionally, all aid programs require recipients to be U.S. citizens or eligible non-citizens.

Students are encouraged to limit borrowing as much as possible. Consequently, all applicants are expected to contribute toward their cost of education through self-help measures (i.e., student or parent savings and/or financial resources or part-time employment). Each applicant is required to complete the Free Application for Federal Student Aid (FAFSA) and other documents as outlined in the Financial Aid Application Packet.

Specific eligibility for particular aid programs is determined in accordance with federal regulations. Financial aid regulations and corresponding information are subject to change at any time.

Accelerated Science and Bachelor of Science Degree Programs

Financial aid is available in the form of grants and loans (to those who qualify) for students enrolled in the Accelerated Science Program within the Bachelor of Science Degree Program. Eligibility is based not only upon financial need, but also enrollment status. Students with a bachelor’s degree will qualify for loans only for a maximum of three trimesters.

Specific eligibility for particular aid programs is determined in accordance with federal regulations on an individual basis. Please see the Office of Financial Aid to discuss your needs.

Bachelor of Science Estimated Cost of Attendance

Cost of attendance is a combined cost of direct expenses (tuition and fees) and indirect expenses (allowances for housing, books, transportation and personal expenses). Cost of attendance for one trimester (approximately four months) is as follows based upon 12 credit hours per trimester. Cost also may depend on student living arrangements:

  Off Campus With Parent
Tuition $2,400 $2,400
Fees $140 $140
Books & Supplies* $425 $425
Room & Board $4,080 $2,040
Transportation** $1,150 $1,150
Personal/Other $2,285 $2,285
Loan Fees $33 $33
Total $10,648 $8,608

*Adjustments will be made for online courses requiring a virtual lab kit.

**Not included for online-only students.

Adjustments can be made for dependent care for children and for disabled students. A maximum of $1,500 per loan period (trimester) per family is allowed.

Doctor of Chiropractic Estimated Cost of Attendance

Cost of attendance is a combined cost of direct expenses (tuition and fees) and indirect expenses (allowances for housing, books, transportation and personal expenses). Cost of attendance for one trimester (approximately four months) depends on living arrangements:

  Off Campus With Parent
Tuition $9,160 $9,160
Fees $165 $165
Books/Clinic Fees $732 $732
Room & Board $4,080 $2,040
Transportation $1,150 $1,150
Personal/Other $2,285 $2,285
Loan Fees $208 $155
Total $17,780 $15,687

Adjustments can be made for dependent care for children and for disabled students. A maximum of $3,000 per loan period per family is allowed.

Master of Science Estimated Cost of Attendance

Cost of attendance is a combined cost of direct expenses (tuition and fees) and indirect expenses (allowances for books, housing, transportation and personal expenses). Cost of attendance for one trimester (approximately four months) is as follows, based upon nine credit hours per trimester. Cost also may depend on student living arrangements:

  Off Campus With Parent
Tuition $3,825 $3,825
Fees $140 $140
Books & Supplies $425 $425
Room & Board $4,080 $2,040
Transportation** $1,150 $1,150
Personal/Other $2,285 $2,285
Loan    
Total $12,073 $10,033

**Not included for online-only students.

Students enrolled in concurrently in the Doctor of Chiropractic Degree Program and Master of Science Degree Programs may be eligible to borrow for the direct costs needed for the Master of Science Degree courses.

Grants

Federal Pell Grant Program. This program provides grants to eligible undergraduate students. To apply for a Federal Pell Grant, a student must complete the FAFSA online. Four to six weeks after the FAFSA is filed the student and school will receive notification of eligibility. At that point, the Pell Grant award will be determined according to federal regulations.

Federal Supplemental Education Opportunity Grant (SEOG). This program provides grants to eligible undergraduate students that show exceptional need. Availability of SEOG funds is extremely limited. Completion of the FAFSA is required for this program.

Missouri Grant Program. This program provides grants to undergraduate students that are also Missouri residents. To be considered a Missouri resident, the student must have lived in Missouri at least one year prior to attending a Missouri educational institution. A complete FAFSA must be filed before April 1 to be considered for this program.

Loans

Educational student loans available through federal sources include the Federal Direct Loan Program, the Perkins loan program and the PLUS loan program. Alternative loans (credit based) may be available through various lenders and require the borrower to meet certain credit criteria.

Federal Subsidized Direct Loan Program. This program is a need-based loan with a fixed interest rate of 6.8 percent. Students with loans disbursed on or before June 30, 1998, may be restricted to the specific terms of those loans. All Stafford loans certified on or after July 1, 2006, will accrue interest at a fixed rate of 6.8 percent. The interest accrued while the student is in school, in deferment, or in their grace period, is subsidized by the federal government. Undergraduate students may qualify for up to $5,500 per award year ($31,000 cumulative). Applications should be completed online at www.studentloans.gov. Effective July 1, 2012, Subsidized Stafford loans are no longer available for graduate/professional students.

Federal Unsubsidized Direct Loan Program. This program is a non-need-based loan with the same interest rates as the Subsidized Direct Loan. However, the in-school interest is not subsidized and the student is responsible for this payment. Students have the option of making the interest payments while in school or allowing their lender to capitalize these payments into their principal. The maximum amount undergraduates may qualify for through a combination of Subsidized and Unsubsidized Direct loan per academic year is $12,500, while graduate students may qualify for $20,500 and Doctor of Chiropractic students qualify for $33,000. Applications should be completed online at www.studentloans.gov.

Federal Perkins Loan. This program is another federal, need-based loan program with a 5 percent interest rate. This loan is available to undergraduate and graduate students that show exceptional need. As funding for this program is limited, students are encouraged to apply early. Applications can be obtained from the Office of Financial Aid.

Federal Grad PLUS Loans for Graduate Students. This is an unsubsidized, non-need-based loan available to graduate students. The interest rate is fixed at 7.9 percent. Applications should be completed online at www.studentloans.gov.

Federal Parent Loans for Undergraduate Students (PLUS). This is an unsubsidized, non-need based loan available to parents of undergraduate students. Interest rates are fixed at 7.9 percent. Applications should be completed online at www.studentloans.gov.

Student Employment

Work-Study Program (Federal and Non-Federal) is available to undergraduate, master’s and Doctor of Chiropractic students based on Logan’s business needs. Federal work study is available only to students who show financial need. Pay ranges from minimum wage to $10 per hour. Students are allowed to work up to 20 hours per week and may not work during scheduled class times. Students will be paid on a bi-weekly basis. Please see the Office of Financial Aid to determine your federal eligibility and to pick up the application/information packet.

Scholarships

Logan offers scholarships each trimester. Additionally, many states offer scholarships for students from their state. Local, civic, fraternal and other organizations in your hometown are additional sources for scholarship information. Check out a complete listing of the scholarships currently available on the Financial Aid section of the Logan website.

Standards of Satisfactory Academic Progress (SAP)


The Higher Education Act (HEA) requires that a student maintain satisfactory academic progress (SAP) in the student’s program of study to be eligible to receive Title IV funds. Repeated courses as well as academic credits transferred from another school are included in the evaluation of a student’s compliance with this policy. Logan students who wish to be considered for financial aid must maintain SAP as set forth in this policy.

Federal regulation mandates that a student’s SAP be measured at least annually. Students not meeting certain standards lose their eligibility for federal financial aid.  It is Logan’s policy to review a student’s academic performance at the end of each trimester if they are receiving financial aid. Undergraduate students enrolled in the Accelerated Science Program (ASP) are subject to review at the end of each session.

SAP is measured in two ways, qualitative and quantitative (pace). Qualitative is a measure of a student’s grade point average (GPA). Quantitative, or pace, measures a student’s progress through the program to make certain the student is on track to complete the degree program within the maximum time allowed. These measures apply to students matriculating in all Logan University Programs degree programs.

Qualitative: Grade Point Average (GPA)

A student must achieve a term GPA of 2.0 or better at the end of each student’s second trimester of enrollment.

Quantitative: Maximum Time Frame or PACE

A maximum length of time to complete an academic program is 150 percent of the published length of the educational program. A student must complete (receive a passing grade) a minimum of 67 percent of attempted credits each term to maintain PACE.

  • Any grade counted as attempted hours on the transcript.
  • Hours attempted include repeated courses.
  • If a course is dropped within the designated add/drop period, it is not counted toward attempted hours.
  • Hours attempted include transfer credit courses.
  • Periods of enrollment for which the student does not receive financial aid are counted toward the maximum number of enrollment periods.

Length of Program

The maximum number of enrollment periods to receive financial aid as a Doctor of Chiropractic Degree student is 15. 

The maximum number of enrollment periods to receive financial aid as a Master’s of Science Degree student is eight.  Master’s of Science students must finish coursework within five calendar years from the date of initial enrollment.  Any student wishing to extend the five-year completion requirement must secure the approval of the Vice President of Academic Affairs.

The maximum number of enrollment periods to receive financial aid as a Bachelor of Science Degree student is nine. Bachelor of Science students must finish coursework within five calendar years from the date of initial enrollment.  Any student wishing to extend the five-year completion requirement must secure the approval of the Vice President of Academic Affairs.

Students with a bachelor’s degree that need to enroll in prerequisite coursework for admission in to the masters or doctor of chiropractic degree programs have financial aid eligibility for one consecutive 12-month period beginning on the first day of the enrollment period.

Financial Aid Warning

A student on financial aid warning status has failed to meet the minimum requirements of satisfactory academic progress and must meet the minimum standards by the end of the warning trimester of enrollment in order to continue to be eligible for federal financial aid. A student must be enrolled at a minimum half time status during the warning trimester.

A student on warning will receive a letter of notification from the Director of Financial Aid and is required to meet with the Dean of Student Services during the warning trimester to assess academic progress and receive assistance in developing effective learning strategies.

Financial Aid Suspension

A student’s financial aid is suspended if he/she has not met the standards of academic progress within one trimester immediately following a term of financial aid warning status or is unsuccessful in their financial aid probation appeal attempt.

Financial Aid Probation

A student whose financial aid has been suspended may appeal to be placed in a financial aid probation status. Approval of the probation status allows the student to continue to receive financial aid for one trimester.  Appeals are considered by Logan within guidelines set by the U.S. Department of Education (DOE). DOE guidelines stipulate the student must explain the special circumstance that caused  him/her to fail to meet the minimum standards of academic progress, and the student must also explain what has changed that would enable him/her to regain good academic standing. [See instructions for appealing a financial aid suspension below]

Appeals should be submitted to the Director of Financial Aid. The appeal will be reviewed by a committee consisting of the Director of Financial Aid, Dean of Student Services and a representative from the Office of Academic Affairs.

Academic Plan

Students on financial aid probation are required to follow an academic plan approved by the Logan.  Students will continue on financial aid probation as long as they meet the standards of academic progress outlined in the academic plan.  Students who do not meet the standards of academic progress in the academic plan will be placed on financial aid suspension and will lose financial aid eligibility until they regain satisfactory academic progress.

Appealing a Financial Aid Suspension

A student whose financial aid was suspended and feels there were mitigating circumstances beyond their control that resulted in failure to achieve the SAP requirements may appeal.

Mitigating circumstances as defined by the U.S. Department of Education (34.668.34):

  • Death of a relative
  • Serious illness or injury to the student or
  • Other special circumstance

Supporting documentation of the above must be included with the letter of appeal.

In addition to the above, the appeal must include:

  • An explanation as to why the student failed to maintain SAP
  • An explanation regarding what has changed in the student’s situation that will allow the student to demonstrate SAP at either the end of the warning trimester or during, or, at the end of a specified academic plan
  •  A statement regarding their plan to achieve SAP

Students that do not wish to appeal their financial aid suspension but continue to remain enrolled for the purpose of regaining their eligibility must be enrolled at a minimum half time status. They must use this time to repeat any failed or withdrawn courses. Minimum half time for the DCP is 12 credits, for the MS is 5 credits, and for the ASP is 6 credits.